The McKay Team's Promise...
The McKay Team will be invaluable when you are trying to buy a home.
There are the benefits of having a buyers agent who will be in your corner fighting hard for you. You get professional advice and services for free!
Get yourself preapproved
An experienced Realtor has a sizable network of trusted agents, lenders, and other professionals involved in the home buying and selling process. Your Realtor should be able to connect you with a trusted lender who will take you through the pre-approval process so you can get to shopping for your home.
You want to be pre-approved so you know how much you can spend, so if you aren't already – talk to the McKay Team about getting it done.
Keep in mind there are differences between being pre-approved and pre-qualified:
- Pre-approved means the lender has verified your income, employment, and run your credit.
- Pre-qualification letter in most circumstances does none of these things. Frankly, in our opinion, it is not worth the paper it is written on.
An exceptional seller's agent will insist upon having a solid pre-approval letter so make sure you get one!
Help find you a home – including counseling on location, neighbourhood, schools, etc.
House hunting is a tiring process at the best of times, requiring you to make concessions so that your dreams can match up with the reality of what is available and what you can afford. A Realtor's role is to help you clarify what you want most and find options that meet your specifications as closely as possible. The McKay Team is going to counsel you on location, neighbourhood, schools, and other factors. A good listener is an important trait of an excellent buyer's agent.
Negotiate an offer
One of the biggest perks of having a great buyers agent is their ability to negotiate the best price for your home purchase. The best negotiators know the value of what they are attempting to buy or sell, which is what makes a respected Realtor so useful. Exceptional buyers agents will analyze the value of the home you are looking to purchase. They should then be advising you on what your initial offer should be and how to proceed accordingly when the seller responds. He or she should know how to effectively negotiate to get you the best possible price on the home of your dreams. Ultimately, you are beholden to the market, but that doesn't mean a good negotiator can't tip the scales in your favor.